How to Find Cheap Car Insurance Quotes Online For Your New Car

There's shopping for cheap car insurance quotes online, then there's shopping for cheap car insurance quotes online for your new car. Most drivers find that when they throw the novelty of a new vehicle into the mix they become more concerned with making the right choice when it comes to their insurance-and choosing quality over price for the long-term gain. Since you don't want to break the bank trying to support the newest mouth you have to feed, however, let's take a look at some simple, easy and effective ways to shave some money off your monthly bill.

First and foremost, how's your driving record? If you've had a few scuffs here and there, don't get too down on yourself. It happens to the best of us. Unfortunately, having one accident on your record makes you notably more likely to have another (statistically speaking). Since you want to take care of your new baby, you want to drive carefully anyway. Adhering to the rules of the road like the proverbial grandma and opting to do 5 under the speed limit rather than 5 over (if you really have to choose) is going to do a lot more for you than flying down the highway when there's not a cop in sight-or so you think.

Next, make sure you're up to date on all of the savings you could be getting from your car. Much like the infamous Progressive commercial, there are literally hundreds of things out there that can help you find cheap car insurance quotes online for your new car. For example, did you know you might qualify for discounts if:

· Your car sleeps in a garage at night?

· You're a teacher or an engineer?

· You have a high credit score?

· You're driving an "insurance friendly" vehicle?

· Your car has anti-lock brakes and/or an alarm?

This is only a small sample of the insurance discounts available out there. Take the time to talk to an insurance agent and see what additional discounts you might qualify for after you're done filling out the paperwork for your car insurance quotes online. Sometimes, what an application doesn't say can be worth hundreds when it's all said and done!

Finally, shop around. The beauty of being able to shop for cheap car insurance quotes online is that it's free, so there's no reason to say yes to the first insurance company to bat their pretty green bills your way. Take the time to do your homework, find out your state minimums and make educated decisions with regard to the "perks" most insurance companies like to toss into the mix these days. You'll be holding an insurance policy for your pretty new toy in no time.

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